2024 Sirva Home Benefits

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Sirva Home Benefits is a tradename used for marketing and is not licensed to conduct business in New York. This site is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located in the State of New York can be facilitated through this site.

Sirva Home Benefits is a brand name of Sirva Worldwide used to offer a suite of products for homebuying purposes. Mortgage lender (Sirva Mortgage, Inc.), Sirva entity making real estate referral (Sirva Relocation LLC), and van lines providing moving services (Allied Van Lines, Inc. and North American Van Lines, Inc.) are affiliated entities. You are not required to use all programs in order to receive the benefits but the offer for the mortgage closing cost credit only applies when using a Sirva program identified lender, the cash back offer only applies when using a Sirva referred real estate broker, and any discounts on moving services are only applies when using an affiliated van line. Sirva's Affiliated Business Disclosure (including affiliations and information on estimated charge or range of charges can be found http://www.sirvahomebenefits.com/affiliatedbusinessarrangements. Each program benefit is offered separately. Program benefits are only available through program participants but you are not required to use all programs to receive each separate benefit.

Real Estate referrals are made by Sirva Relocation LLC an affiliated business of Sirva Worldwide and a licensed real estate broker. $500 cash back for every $100,000 only available when using a Sirva referred real estate agent, the purchase and/or sale price is above $75,000. Program reward amount is based upon at least 6% real estate commission and the participating broker receiving at least one half of commission. If the commission amount or the split is reduced the program reward will be reduced proportionately. To receive the award, customers must close their real estate transaction with a SIRVA-referred real estate agent. Due to state regulations, the award program is not allowed in AK, AL, IA, KS, LA, MO, MS, ND, OK, OR, TN. Cash back available in NJ on purchases only. Additionally, if you choose to sell your home with a Sirva-referred broker in these states, the benefit will be provided in the form of a reduced real estate commission. If you are purchasing a home and use a Sirva-referred broker in these states, and also choose to work with an approved lender for your financing, the approved lender will issue you a credit toward closing costs; in addition to any other closing cost credit provided by your loan program. You may use any lender you choose for your financing, but closing cost credits cannot be issued without utilizing an approved lender. None of these programs are valid for corporate-sponsored relocations or ineligible property types. You should always consult your tax advisor about the tax implications of receiving cash back. Programs can be cancelled or modified at any time without notice. Please go to http://www.sirvahomebenefits.com or call 800-579-2970 to learn more and see how you can get your cash back benefits. You may also contact us at 6200 Oak Tree Blvd., Ste 300, Independence, OH 44131.

Sirva Moving Services – Moving discount applied to interstate moves. For moving benefit details go to http://www.sirvahomebenefits.com. Local and instate move discounts may vary. This offer applies to household moves between the 48 contiguous states. The interstate moving discount is based on rates in published tariff HGB 400-N (or reissues thereof) in effect on the date of the shipment loads. North American Van Lines MC #107012 U.S. DOT No.070851. Texas intrastate moves are hauled under the authority of North American Van Lines of Texas, LLC TxDMV No 0000009188; Texas DMV Phone No. 1-888-368-4689; Allied Van Lines, Inc. MC #15735 U.S. DOT No.076235. Texas intrastate moves are hauled under the authority of Allied Van Lines, Inc., TxDMV No 0000007143; Texas DMV Phone No. 1-888-368-4689. Programs can be cancelled or modified at any time without notice. Please visit http://sirvahomebenefits.com for additional terms and conditions, including the use of third party services.

Sirva endeavors to refer real estate brokers and agents, household goods providers and other service providers that provide quality services and products. However, Sirva and its respective associates, agents, representatives and clients cannot make any representations or warranties as to the fitness and applicability of the referred brokers and agents, household goods providers and other service providers and their service for your particular situation and purpose. Sirva does not provide a warranty with respect to your particular engagement, relationship and experience with the party referred brokers and agents or their services. You must evaluate the brokers, agents household goods providers and other service providers and their services and make selections and decisions based upon your own best judgment, interest, priorities, and concerns. Sirva is not providing advice with respect to any selection or decision you may make.

Real Estate referrals are made by Sirva Relocation LLC an affiliated business of Sirva Mortgage, Inc. and a licensed real estate broker. Sirva Mortgage, Inc. may receive a financial or other benefit as a result of the affiliated relationship with Sirva Relocation LLC. Important disclosures apply to the use of affiliated companies. You are not required to use Sirva Mortgage to receive the cash back benefits. You are not required to use the cash back benefit to apply for or obtain a loan from Sirva Mortgage. Sirva’s Affiliated Business Disclosure including rates for the services you may select is found at https://www.sirvahomebenefits.com/affiliatedbusinessarrangements or call for a copy. Please visit http://sirvahomebenefits.com for additional terms and conditions, including the use of third party services.

Sirva Mortgage is an equal opportunity lender engaged in the business of originating residential mortgage loans. We are licensed or authorized to conduct mortgage loan origination in all 50 states plus the District of Columbia. Sirva Mortgage is not a depository institution and does not act or represent itself as a full-service bank. Reference to the term “mortgage banker” is a common, accepted industry term referring to companies engaged only in the business of making mortgage loans. Various state laws and regulations and our license type(s) in various states refer to us as a mortgage lender, mortgage banker or mortgage broker. For our Privacy Policy and Affiliated business relationships disclosures please visit https://mortgage.sirva.com/about/about-sirva-mortgage. Please see the complete required license disclosure below. Call 800-531-3837 for more information.

Sirva Mortgage, Inc. NMLS ID #2240, for licensing information, go to: www.nmlsconsumeraccess.org. Main Office Address is 6200 Oak Tree Blvd., Ste. 300, Independence, OH 44131; Telephone: 1-800-531-3837. We are licensed by/as (among others): Arizona Licensed Mortgage Banker, License #0901430; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, License #4130944; Georgia Residential Mortgage Licensee #6221; Illinois Residential Mortgage Licensee #MB.0004037 - Illinois Department of Financial and Professional Regulation (IDFPR), Division of Banking, Mortgage Banking Section, 555 West Monroe Street, Suite 500, Chicago, IL, 60661, (312) 793-7090; Kansas Mortgage Company License #MC.0025314; Massachusetts Mortgage Lender License #ML2240; Nevada Licensed Mortgage Banker License #1043; Licensed by the N.J. Department of Banking and Insurance; Licensed Mortgage Banker – NYS Banking Department; Oregon Mortgage Lending License #ML-186; Rhode Island Licensed Lender; Texas Mortgage Banker Registration #2240; WA Consumer Loan Company License #CL-2240.

Licensed Mortgage Loan Originators’ NMLS IDs are available upon request for licensing information, go to: www.nmlsconsumeraccess.org.

This is not an offer of credit. This is not an offer to enter into an interest rate lock-in agreement nor is this notice of loan approval. Mortgage approvals are rendered based on individual credit qualifications.

Important terms and conditions apply to the closing cost credit. Closing cost credit will not exceed borrower’s closing costs, up to $750. Please go to http://www.sirvahomebenefits.com to learn more and see how you can receive a closing cost credit.

Your APR on a refinance may differ from your Note Rate. For those looking to refinance – even if your refinanced rate or APR is lower, by refinancing your existing loan, your total finance charges may be higher over the life of the refinanced loan.

If you want to refinance your current conventional mortgage loan, or you want to refinance your current FHA mortgage loan, you may be eligible for inclusion in one of our FHA refinance programs. Your eligibility under these programs could bring your new monthly payment down to a much lower amount. To reserve or accept this opportunity, you must call our Sirva Mortgage office at 844-299-8150.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE

BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS

OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

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How Our Benefits Work

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